A mini-tort claim is a small civil suit that is used to file against an at-fault driver. Every Michigan driver needs to understand the complete process of filing a mini-tort claim like how complicated it could be to go through the process of Mini Tort claim. Most of the people prefer to hire a Personal Injury Attorney who can help them to file a claim. To file a mini-tort claim you have to get the At-fault party’s information including name, the insurance company, agent, policy number, phone number, and the vehicle involved. If you do not have all the at-fault party’s information, then you won't be able to file a mini-tort claim. You can obtain information from the police report but you don't need to rely solely on a police report because most of the times the reports are not filled out completely with contact details and insurance company information. Get a copy of the police report that explains everything about the accident scene and to pursue a mini tort claim you need to be less than 50 percent at fault.
Get an estimate to file a claim and obtain a copy of your insurance declaration claim. You have to provide proof of insurance to the at-fault party insurance company so that they can look for a declaration page. To file a mini-tort claim, you must possess an active policy with a standard/regular deductible on collision or no collision coverage. Call your agent and notify the at-fault party’s insurance company who can support you to file a claim. While filing a claim you need to provide information including Date of the accident, At-fault party’s name, policy number, and vehicle involved, your name, policy number, and vehicle involved, Description of the accident and copy of the police report, A copy of your estimate, A copy of your declarations page.
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Accidents can happen anytime even with the careful driver but after a car accident, one of the most important things you need to do is stay calm that will help you to handle the accident case accurately. This is your legal obligation to stop in a car accident even if you don’t receive severe injuries; you need to stop your car. Never admit responsibility for the accident and keep in mind that insurance policy is a contract, and your contract for your insurance with your car insurance company declares that you don't need to take responsibility or accountability under these conditions. If you require the insurance company to take care of your claim, let them do the talking. There are many ways to avoid road accident but once it happens you need to determine the extent of damage or injuries. Check if anyone needs urgent medical care and don’t try to move the vehicle and wait for the police before moving anything. Contact the police officer as soon as possible even in a minor accident, you have to file a police report and contact to medical professional plus your insurance representative. Note down the complete information of the people involved in a car accident including names, addresses, and phone numbers of everyone involved in the accident.
A Description of car and license plate number is also beneficial and file a proper insurance claim by informing Information about what happened, Information about the driver, and Information for insurance. While filing a claim you must collect a list of information including the name of the driver, Address of the driver and phone number plus other important contact information. Collect information on insurance company name and insurance company policy number. Don't ever try to discuss your accident report with any other party and Hire a Personal Injury Lawyer who can help you throughout the legal process. Being involved in a car accident is one of the most stressful situations that even worse the situation when the driver of another vehicle leaves the situation and runs away. Let’s take a look at what you need to do if you observe that the other driver speeding away. First of all, you need to analyze what the other driver has done – Most of the states allow the driver to move quickly to a safe location and then park. If that is a possible condition in your case, then you need to check the health and safety of everyone involved in the accident. If anyone wants to have medical attention, then you should call for emergency assistance as soon as possible. Most of the state assigns different penalties that include suspension of the person’s driver license for many years. After a car accident, one of the most essential steps is to call the police as soon as you can because an accident report will be essential in probably locating the hit-and-run driver and required for your insurance claim. The sooner the police are knowledgeable of the accident, the sooner they can begin tracking down the driver—hopefully while that person is still on the road. Take notes and photographs of the accident plus make documentation of everything that was happened in the accident scene. Note downtime and date of the accident and ask the witnesses to support you by informing the police officers about the accident. It would be very beneficial to make a better position you in front of the police. Call your insurance company and inform everything regarding the nature of hit and run accident. Obtain the police report and if the driver found, you have to claim your liability insurance if you were not at the fault of the accident. Hire a Personal injury lawyer who can fight for your case to obtain the compensation as much as you deserve.
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