A mini-tort claim is a small civil suit that is used to file against an at-fault driver. Every Michigan driver needs to understand the complete process of filing a mini-tort claim like how complicated it could be to go through the process of Mini Tort claim. Most of the people prefer to hire a Personal Injury Attorney who can help them to file a claim. To file a mini-tort claim you have to get the At-fault party’s information including name, the insurance company, agent, policy number, phone number, and the vehicle involved. If you do not have all the at-fault party’s information, then you won't be able to file a mini-tort claim. You can obtain information from the police report but you don't need to rely solely on a police report because most of the times the reports are not filled out completely with contact details and insurance company information. Get a copy of the police report that explains everything about the accident scene and to pursue a mini tort claim you need to be less than 50 percent at fault.
Get an estimate to file a claim and obtain a copy of your insurance declaration claim. You have to provide proof of insurance to the at-fault party insurance company so that they can look for a declaration page. To file a mini-tort claim, you must possess an active policy with a standard/regular deductible on collision or no collision coverage. Call your agent and notify the at-fault party’s insurance company who can support you to file a claim. While filing a claim you need to provide information including Date of the accident, At-fault party’s name, policy number, and vehicle involved, your name, policy number, and vehicle involved, Description of the accident and copy of the police report, A copy of your estimate, A copy of your declarations page.
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